Financial Planning

In trying economic times, channelling funds towards a long-term investment may require some budget manipulation – which is easier to undertake if you consider the ultimate goal of retirement on your own terms and in your own time.
If you have to keep on working for financial reasons, bear in mind that your health is quite literally your wealth. Besides for the medical costs that come hand-in-hand with an injury or illness, time off work and the resultant
A practical way to teach the art of delayed gratification is to use an Advent Calendar or something similar. It is also an excellent way to help your child understand the connection between time and reward.
Like an anchor, mounting credit card debt weighs one down and can prevent a person from moving forward in life. For many people, debt feels ‘free’ when they’re swiping their card as opposed to paying with cash, with research showing
More and more adults are finding themselves in positions where they need some level of support, whether it be financial, emotional or physical. Caring for aged parents can put a strain on your own relationships with your spouse and children
Raising teenagers is expensive and their needs are seemingly endless. Cell phones, data, clothing, entertainment and tech gadgets all come with a hefty price tag, and it’s easy to feel that your teenager doesn’t fully appreciate the value of money
Managing your personal finances is about more than just drawing up a budget and saving for a rainy day. It’s about achieving a balance between protecting your greatest asset (your income) while at the same time building your wealth. Here
Turning your financial situation around means taking steps to managing your money better, smarter and purposefully. Here’s how to revolutionise your money management in 2020.
Like interest, financial secrets have a way of compounding and it often starts with one small, unsuspecting purchase. Financial infidelity can be just as devastating to a relationship as an affair.