scam
Any investment that promises returns that are greater than what investment markets are able generate should immediately sound alarm bells. If the investment promises to double or triple your money in a short period of time, this should be immediate
While on paper investors believe their investments are gaining incomparable ground, the truth is that most Ponzi schemes don’t make any investments on behalf of their investors at all.
As your adult children become financially independent and your net wealth grows, you may find that you can reduce your life cover to a certain extent.