Estate planning
Generational wealth planning extends beyond drafting a valid will. It brings together estate planning, retirement structures, incapacity planning, lifetime giving and family communication to help ensure that wealth is transferred efficiently, understood by the next generation and preserved with purpose.
Beneficiary nominations may appear to be routine paperwork, but they can materially affect how quickly loved ones receive money after death, whether assets fall into the estate, how costs are calculated, and whether your estate planning intentions are carried out
A Living Will allows you to record your wishes regarding end-of-life medical care if you are no longer able to communicate. While it is not a financial instrument, it can help protect your loved ones from uncertainty, conflict and difficult
Financial planning is no longer confined to the individual. As families navigate rising living costs, longer lifespans, complex family structures, underfunded retirements and future care needs, multi-generational planning is becoming increasingly important. This article explores how open, carefully managed conversations
Choosing the right executor is one of the most important estate planning decisions you can make. While trust is essential, capability, neutrality and practical availability are what determine whether your estate is wound up efficiently, professionally and with minimal stress
Within this tougher environment, the concepts of ‘sham trusts’ and ‘alter-ego trusts’ have taken on renewed importance. Although the terms are sometimes used interchangeably in conversation, they describe two very different situations in law. A sham trust is one that
A parent’s obligation to maintain their minor children does not end with their death – meaning that if a parent’s Will fails to make adequate provision for a dependent child, that child (through their guardian) can lodge a claim for
Few things are as distressing for grieving families as dealing with an estate where the deceased left no valid will. Without one, your estate will be distributed according to the formula set out in the Intestate Succession Act 81 of
Living annuities are highly effective succession planning tools because you are free to nominate any beneficiaries you wish. On death, the proceeds are paid directly to those beneficiaries, usually within a short time, once the administrator has been notified and
