beneficiary
It is important to make plans for the possibility that you may suddenly become mentally incapacitated. A general power of attorney is not valid in instances where the principal has no mental capacity and would therefore be of no use.
Avoid the temptation of buying every possible gadget for your baby until you know exactly what it is you need. Chat with other new parents and do your research online before you spend your hard-earned money on baby scheduling timers,
Estate planning is often perceived as planning for your death. However, much of estate planning involves events that occur during your lifetime and includes financial planning, selecting an appropriate marriage regime, tax and business planning, offshore investing and retirement planning.