financial planning
If you’ve gone into debt to pay for your wedding, make eliminating this debt your single biggest priority. Once you’ve got your debt out the way you can begin savings towards your joint goals.
Think disability and our minds tend to think of the worst possible scenarios involving permanent injury and disfigurement. Rather than permanent disability, it is temporary disability or illness that we should in fact be more concerned with.
If employed appropriately in one’s portfolio, maximum benefit from Tax-Free Savings Accounts can be achieved over the longer-term.
Spending money before you actually receive it can place you in a financially precarious position. Whether you’ve sold your house, been promised a bonus or cashed in a policy, wait until the money is safely in your bank account before
When it comes to renting property, for instance, single mothers are considered high risk by landlords because of the high chance of father’s defaulting on their maintenance obligations. Time spent in court fighting for maintenance payments or maintenance increases impacts
If you don’t have a natural inclination towards saving, start out small and set mini-goals that are both realistic and achievable. Rather than thinking ten years ahead or trying to save for something big, set smaller, shorter-term goals that you
Municipal rates and taxes are calculated based on the market value of your home, which means that larger homes with a higher market value will have higher municipal rates. Speak to the seller of the property about what they are
Tax legislation permits you to invest up to 10% of your taxable income towards charity on a tax-deductible basis, although it is important to know that this tax deduction is not automatic.
A practical way to teach the art of delayed gratification is to use an Advent Calendar or something similar. It is also an excellent way to help your child understand the connection between time and reward.
More and more adults are finding themselves in positions where they need some level of support, whether it be financial, emotional or physical. Caring for aged parents can put a strain on your own relationships with your spouse and children
