market volatility
Selling during a market downturn can turn a temporary decline into a permanent loss while also surrendering the future growth that capital could have generated. We consider what investors are really giving up when they move to cash or withdraw
Investment fear is not limited to panic during market downturns. It can appear as hesitation, inaction, excessive caution, regret or fear of missing out. We explore the real concerns influencing long-term investors and how a disciplined financial plan can prevent
Political headlines can make investors feel pressured to act, but reacting to short-term noise can undermine long-term wealth creation. This article explores why disciplined investors look beyond political theatre and remain focused on strategy, compounding and long-term market fundamentals.
Every asset in a portfolio should have a defined role—whether for growth, income, diversification, or liquidity. Random collections of investments rarely coalesce into meaningful outcomes. On the other hand, investing with intent means resisting the temptation of shiny opportunities that
Stay updated on market news and developments but resist the urge to overreact to short-term fluctuations. Avoid making impulsive decisions based on emotions or sensational headlines. A calm and rational approach to market information is essential for sound decision-making.
In the absence of an appointed multi-manager, a financial advisor and client would need to meet on at least an annual basis to select underlying funds, make changes to asset allocation, and re-balance the portfolio.
Diversification is the cornerstone of portfolio construction and is based on the principle ‘don’t put all your eggs in one basket’. Diversification is a management tool that allows investors to spread investments to avoid hedging their bets on a single
Humans are emotional beings which is generally a good thing – except in the context of investing. Market volatility can wreak havoc with our emotions and lead us to make irrational decisions based on greed and fear rather than on
Investment markets are by nature volatile and accepting short-term fluctuations is an investment fundamental. Markets move in cycles through peaks and troughs and, as an investor, you need to be emotionally prepared to confront this reality without becoming fearful.
Whether it’s dumping shares, stocking-piling toilet paper or sipping bleach, greed and fear can drive seemingly rational people to make irrational decisions, especially in times of crisis.
