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In most cases, your group life and disability cover will fall away once your retrenchment takes effect, so it’s important to secure cover in your personal capacity. The underwriting process can be lengthy, particularly if medical underwriting is required—so begin
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Your Will is a confidential document, and you have the absolute right to distribute your assets as you see fit. You are under no legal obligation to share its contents with anyone, including your spouse. If undue influence or coercion was exerted on you when drafting your Will, the document can be challenged.
We all know that delayed gratification is the foundation of wealth building: forgoing the immediate pleasure of spending in order to put money aside for the future. However, practice is different to theory and it’s not always feasible (nor enjoyable) to spend a life delaying satisfaction in the present in the expectation of some future reward.
